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Thread: Why is my IRA keeping me from getting SSI?

  1. #1

    Why is my IRA keeping me from getting SSI?

    Why can't I get disability if I have an IRA ? The total cost of it at the moment would not take care of medical needs for less than a year. Why is it I have to be dead broke to get disability benefits even when I am declared disabled by the Social Security office?

  2. #2
    Help with your disability claim questions.
    Join Date
    Mar 2011
    Posts
    5,019
    If you had enough work credits for SSDI benefits then your income and resource level would not matter but because you did not you had to apply for SSI. SSI is only given to claimants with VERY Limited income and resources. It sounds like your IRA put you over the resource level. You will not be approved for SSI until your resource and income level is below the allowable limit.

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